CAPE CHARLES, Va. — The Town of Cape Charles has updated its Marina Operators Limited Liability (MOLL) insurance coverage for the town harbor, selecting a new broker, Sea Land, a Florida-based firm specializing in maritime insurance services.
According to town staff, the Human Resources Department conducted a full cost-to-benefit analysis of available coverage options and presented the findings to the Town Manager, Project Manager and Harbormaster. All parties agreed that the new carrier offered the most advantageous combination of coverage and value.
Harbormaster Pual Davis was recognized for her efforts during the evaluation process. Staff credited Davis for providing extensive research and subject-matter expertise as the town reviewed policies and broker proposals.
What MOLL Coverage Protects
Marina Operators Limited Liability (MOLL) insurance is specialized coverage designed to protect marinas, harbors, and waterfront facilities from a range of risks associated with vessel storage, docking, repairs, and general maritime operations. Typical MOLL policies include protection against:
- Damage to vessels while docked or under a marina’s care
- Liability related to fueling, hauling, launching, or servicing boats
- Fire, storm, and environmental hazards
- Personal injury claims occurring on marina property
- Pollution-related incidents
Because harbor operations involve unique and sometimes high-value risks, municipalities often review MOLL coverage regularly to ensure their policy limits and terms meet current industry standards.
Town officials said the updated policy will strengthen Cape Charles Harbor’s risk management posture while ensuring protection for boaters, staff and town-owned facilities.
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